Your dream is about to come true, as we are 100% committed to help you get the most appropriate loan for your personal situation, no matter what stage of life you are at.

Exemplar Mortgages mission is to help customers thrive and build a bright financial future through simplified and tailored mortgage solutions.

By engaging with Exemplar Mortgages, you will:

  • Find we will actively listen to your goals, dreams, expectations, and concerns during the mortgage application process.
  • Get free expert advice. You do not have to pay us for the services we provide; we get paid by the Lender once the deal is settled and the home is yours.
  • Be provided with information and financial documentation that will help you gain the knowledge required to make more informed decisions.
  • Have reduced anxiety and stress during the whole mortgage application process, by getting timely updates and access to optimized digital tools for a streamlined experience.
  • Be rest assured that we will be working hard to get you the best possible deal.
  • Be assured your personal information will be kept confidential and securely stored for your peace of mind.
  • Form a long-lasting relationship where we will work hard to help you build a brighter financial future.

Tailored Advice in 6 Steps

1. Initial consultation and understanding your goals

We meet and discuss your plans to understand your short and long term goals.
We get full understanding of your financial situation and gather all the required information for assessment and the application submission.

2. Assessment of information

The information provided is analysed to understand your financial situation.
A recommended solution is formulated to suit your goals and objectives.
In the event that you are not ready to apply for a loan, we can provide you with a realistic plan to put you in the right path to reach your financial goals.

3. Loan Application

The recommended solution is presented and explained to you, once you understand and agree with the proposal, a formal loan application is submitted to the Financial Institution(s).
Once the application is approved, the offer(s) will be presented and explained to you.
Any special conditions required will be discussed to ensure your understanding prior to you accepting the offer.

4. Loan Structure and Repayment Plan.

We will explain to you the different types of loans available in the market and the pros and cons of each of them.
We will present to you options to tailor the Loan to your financial plan, along with some strategies to repay your mortgage faster, saving you money in interest during the term of your loan.

5. Loan agreement

We will review and we will make sure that all the conditions requested by the lender are met and all the required documentation is ready.
Then you can engage with your lawyer/solicitor to review, accept and sign the loan agreement.

6. Plan and progress review.

Our commitment is to form a trustful and long-lasting relationship with you and to be able to achieve this, we will review the mortgage plan with you, typically once a year to confirm if there have been any changes in your financial situation and we will act accordingly to help you achieve all your financial goals.

Mortgage Expert

We strive to be your long-term financial adviser. We can help you with a variety of financial advice in services Including:

  • Buying your First Home
  • Upgrading/Bridging Loans
  • Refinancing a Mortgage
  • Property Investing

Customer Reviews

Irene FernandezIrene Fernandez
21:09 16 Sep 24
I have nothing but the utmost gratitude for Oscar at Exemplar Mortgages. He went above and beyond to help me with securing my home loan and explained every step so that I always felt like I was making a properly informed decision.I highly recommend him to anyone who purchasing a home as he made the entire experience seamless
Marco AlvarezMarco Alvarez
09:29 13 Feb 24
Exceptional service! As a first-home buyer, I was overwhelmed by the complexities of securing a home loan. However, thanks to the expertise and guidance of Oscar, the process was seamless. He provided clear explanations, tailored recommendations, and went above and beyond to ensure we secured the best possible terms.I highly recommend Exemplar Mortgages services to anyone navigating the home loan journey. Trustworthy, knowledgeable, and dedicated – truly outstanding!
Sam VargheseSam Varghese
01:50 02 Nov 23
I recently had the pleasure of working with Oscar B from Exemplar Mortgages for refinancing of my home loan, and I cannot praise their service enough. From start to finish, Oscar exceeded my expectations and made the entire mortgage process smooth and stress-free.Oscar was highly professional throughout the entire process. He was responsive, always available to answer my questions, and kept me informed at every step.Oscar took the time to understand my financial situation and goals. I highly recommend Oscar and Exemplar Mortgages to anyone seeking a mortgage professional who goes above and beyond to ensure a positive and successful experience.Thank you, Oscar. I am grateful for your outstanding service!
John Vengadesh MJohn Vengadesh M
02:57 26 May 23
I will certainly recommend Exemplar Mortgages to anyone who needs a mortgage broker. Oscar was a detail oriented person, focused on our requirements and helped secured the right deals with the banks. Working with Oscar definitely saved our time, effort and money.
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